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Money Saving Tips

Remortgages with free fees
Get the best rates and save.

Inertia is a bigger influence on our lives than most of us care to admit; and for mortgages, which are still the biggest single financial transaction most people will make in their lifetime, deciding to change your lender is often just too much effort.

Doing nothing, though, could be costing you a great deal financially, especially if you have a variable rate mortgage.
By switching to a cheaper mortgage lender you could save a small fortune. For example, changing an £80,000 interest-only mortgage could save £130 a month in payments.

It's also not as difficult as you might think.
We can usually promptly provide you with a list of the best remortgages with free fees.

It's worth approaching your own lender as well: sometimes they try to keep your business by offering to match other deals.

The road to remortgaging starts by looking at deals available elsewhere and to compare them with your current one.
The Mortgage Helpline, a specialist mortgage arranger, can show you almost instantly potential mortgage savings.
Cal us onl 01253 404154 for details.

Decide how much you will need to borrow and ask how much it will cost each month. If you are looking at a fixed rate mortgage or discounted rate offer, check how long the special offer lasts. It's important to look beyond the initial deal, so check the variable rate payments as well. This will give you an idea of how competitive the provider is when the special deal runs out, and allow you to measure the total savings you are likely to make by switching.

That done, check the small print. Are there are any redemption penalties which tie you to the lender? Be aware of contracts which lock you in for long periods. Remember you may want to switch again at a later date. We can show you instantly which lenders are offering the lowest rates.

Check also for the redemption penalties attached to your existing mortgage especially if you have a fixed, discount or cashback mortgage where the rates can be penal.
Be sure to weigh the savings you will make against the cost of your remortgage, including any penalty fees you have to pay your current lender.

Expenses should be minimal. The Mortgage Helpline can instantly tell you about the best mortgage deals that offer free legal fees and often a free valuation too. If you are switching to a fixed rate or discount deal, you may have to pay either an application or arrangement fee, but the savings you can make can be quite substantial.

It sounds a lot to do, but it isn`t - that`s why we are here. The extra cash you release by switching should mean that on average you should be able to recoup any initial cost within a very short period.

Do please call us on 01253 404154 for latest information.

Your home imay be repossessed if you do not keep up repayments on a mortgage or other loan secured on it.