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100%
Mortgages 'Plus'
Get a fresh start from paying rent!
It`s
often so hard to save up a deposit.
The Mortgage Helpline can assist you to buy your home, without the
need for a deposit. On some 100% mortgages, you can even arrange
to have your purchase costs added, such as solicitor fees.
The
Mortgage Helpline
will be pleased to tell you about 100% mortgage deals on offer at
any time.
100%
Mortgages
Example approximate repayments
Based upon a 2 year Fixed Rate at 4.99% - term 25 years
£
050,000 - Monthly repayment £ 457.00
£ 070,000 - Monthly repayment
£ 457.00
£ 100,000 - Monthly repayment £ 650.00
£ 150,000 - Monthly repayment £ 978.00
100% Mortgages can be arranged
up to around 105% of purchase price, to allow you to add the cost
of your solicitor fees and **Stamp Duty.
Usually, a single applicant can borrow
about 3.25 times their total gross income, and overtime or bonus
pay can be included if it`s considered to be regular.
Joint applicants can borrow around
2.5 times combined gross income, and higher multiples are available
for professions, e.g. solicitors, doctors and qualified accountants.
A
choice of 2 and 3 year Fixed Rates is usually available to
suit your choice of either low discounted variable or fixed rates.
Shared
Ownership
The
Mortgage Helpline arrange mortgages for shared ownership properties,
right up to 97% of purchase price - all the latest offers.
Please call us on 01253 404154
for latest information.
(** applies on most purchases over £ 60,000).
Please remember that your home is at risk if you do not keep up
repayments on a mortgage or other loan secured on it
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"I
was just stuck paying rent of £700 per month, making it really
hard for me to save for a deposit. The `100% Plus Mortgage`
made it possible for me to buy my own place, and get out of
my renting trap.
It saved me the struggle of trying to find a 5% deposit, PLUS
it allowed me to add both my solicitor fees AND the stamp duty!"
"Thanks, Mortgage Helpline!* |
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