INCOME AND EMPLOYMENT DETAILS

1st Applicant	Employed Y/N	Self Empl Y/N	Contract Worker Y/N	Self Cert Y/N
2nd Applicant	Employed Y/N	Self Empl Y/N	Contract Worker Y/N	Self Cert Y/N

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INCOME		1ST APPLICANT		2ND APPLICANT
Gross Income		£	Wk/Mth/Yr	£	Wk/Mth/Yr
Other Income		£	Wk/Mth/Yr	£	Wk/Mth/Yr
Time current occupation		Years	Months	Years	Months

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 CURRENT PROPERTY DETAILS.

Value Now  £	Date Purchased	Purchase Price          £
Freehold Y/N	Leasehold Y/N	Unexpired Lease (Yrs)

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 COUNCIL PROPERTIES

Was property purchased from the council Y/N	Council Discount                                      £
Did you get a discount Y/N	What was the council valuation                 £
Original Local Authority Build Y/N

 PROPERTY TYPE

House Y/N	Bungalow Y/N	Flat Y/N	Maisonette Y/N
Detached Y/N	Semi Y/N	Terraced Y/N	Garages (no)
Living Rooms (no)	Bedrooms (no)	Bathrooms (no)	Kitchens (no)

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 ADDITIONAL INFO

If your property has increased in value since you purchased please explain why and list any home improvements

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Details of local estate agent selling properties like yours
Name	Telephone Number
Address

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 EXPENDITURE

Name and address of First mortgage lender

Name and address of Second mortgage lender

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*** NOTE - The last column marked 'Clear Y/N' is asking if you intend to clear the outstanding balance

Loans	Lender	A/C number	Balance	Mthly Payment	Clear Y/N
1st  Mortgage	As Above		£	£
2nd Mortgage	As Above		£	£
Bank Loan			£	£
Bank O/D			£	£
Credit Card			£	£
Car Loan			£	£
Other			£	£
Other			£	£
Other			£	£

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 ARREARS

Loans	Last 12 Months	Last 3 Months
1st  Mortgage	£	£
2nd Mortgage	£	£
Bank Loan	£	£
Bank O/D	£	£
Credit Card	£	£
Car Loan	£	£
Other	£	£
Other	£	£
Other	£	£

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 APPLICANTS DECLARATION

Data Protection Act 1998 Declaration  I/We confirm that I/We have the consent of any third party whose details I/We may disclose to Omega Concepts being  the agent for Trustguard ("You") for onward disclosure to lenders, to disclose such details and to authorise You and the  parties refered to in the paragraph below to process such details for the purposes of assessing my/our application and  administering and enforcing any subsequent loan which may be granted to me/us.  I/we agree that You and any lender shall be entitled to use and process, by any medium, the information given by me/us  in this application form any other information about me/us which it may require during the lifetime of any loan  ("the data") for the following purposes:-  1) to provide and search the files of one or more licensed credit reference agencies whether before, or during the       lifetime of any loan granted to me/us by the lender, who will keep a record of such search, to confirm the Data,       and for the purposes of credit assessment or account administration.  2) to disclose the Data to credit reference agencies when requested by them for consideration of any future applications      for finance made by me/us or members of my/our household or for fraud prevention and/or tracing debtors      (the agencies may also disclose the Data to other lenders for these purposes)  3) to disclose the Data to any other company within the lenders group of companies and/or my/our mortgage broker       and/or to any third parties (for example, insurers) at any time for the purposes of accessing my/our application      and administering and enforcing any subsequent loan whether during the course of my/our application or during      the lifetime of any loan granted pursuant to such application  4) to disclose the Data to any third parties who replaces or who may replace my/our lender      You and any lender may use the Data to send information to me/us about you/their products or services and/or       products or services of other companies in your/their group   Y/N        You and any lender may pass the Data to third parties who wish to send information to me/us about you/their        products or services                                                              Y/N       Signature of 1st name applicant (Type your name)  Signature of 2nd name applicant (Type your name) .

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AUTHORISATION TO 1ST MORTGAGEE	AUTHORISATION TO PROCESS AUTHORITIES
To	To
A/C Number	A/C Number
Date	Date
Re:	Re:
Please supply such information that Trustguard Homeloans  deem necessary with regards to my/our Mortgage	Please supply such information that Trustguard Homeloans  deem necessary with regards to my/our Application
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Signature of 1st name applicant (Type your name)	Signature of 1st name applicant (Type your name)
Signature of 2nd name applicant (Type your name)	Signature of 2nd name applicant (Type your name)

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